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With rates currently at historic lows, more buyers are taking the opportunity to purchase their dream home. Learn more about why this may be the best time to buy a new home in this recent article by Kathy Orton for The Washington Post.
Mortgage rates have held steady for the past three weeks, a remarkably calm period after early spring’s wild swings
According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average crept up to 3.28 percent with an average 0.7 point. (Points are fees paid to a lender equal to 1 percent of the loan amount and are in addition to the interest rate.) It was 3.26 percent a week ago and 4.07 percent a year ago.
Freddie Mac, the federally chartered mortgage investor, aggregates rates from 125 lenders across the country to come up with national average mortgage rates. It uses rates for borrowers with flawless credit scores. These rates are not available to every borrower.
The 15-year fixed-rate average slipped to 2.72 percent with an average 0.7 point. It was 2.73 percent a week ago and 3.53 percent a year ago. The five-year adjustable rate average ticked up to 3.18 percent with an average 0.3 point. It was 3.17 percent a week ago and 3.66 percent a year ago.
Continue reading the full article here.
Hanover Lakes is not your typical central Florida community. These single-family homes built by Lennar have water canals separating each street. These canals lead to Alligator Lake where boaters love spending the day. With a boat lift to easily bring you into the main lake, this community is a boater’s paradise. Located in St. Cloud, Florida, Hanover Lakes is convenient to the Florida Turnpike and U.S. 192, so it is easy to travel anywhere in Florida. There are also wonderful shopping and dining options within minutes of the community. Hanover Lakes is only 40 minutes from Orlando’s world-renowned theme parks, so residents can spend the day enjoying all that Orlando has to offer while getting to return to their quiet backyard.
This community offers 12 floorplan options to choose from, so there is certainly a home to meet the needs of any family. With plans ranging from 1,738 square feet to 3,907 square feet, Hanover Lakes offers homes for families large or small. The Liberation and Independence floorplans have a very cool feature that makes Lennar homes unique. They are NextGen® – The Home Within a Home meaning there is an apartment within the home that is perfect for multigenerational families living together while everyone still enjoys their privacy.
Another special feature of these single-family Lennar homes is that they come with Lennar’s Everything’s Included® promise. Quartz countertops, blinds, and all appliances including washer and dryer are included in these homes.
In addition to the wonderful location and floorplan options, Hanover Lakes offers fantastic community amenities open to all residents. Of course, everyone in this community enjoys spending time on the water and utilizing the beauty that nature has provided at Hanover Lakes. The boat lift into Alligator Lake is a family favorite. This community also has a resort-style swimming pool, splash park, and playground, so your family can never be bored here! Hanover Lakes is the perfect place for all families to live and make memories together.
Now that you’re spending some extra time at home, it’s important to consider how much more water and electricity you’re using. These numbers can add up if you’re living in an older home. However, if you’re living in a Lennar Tampa new home, you can sleep easy at night knowing that all of the features in your home put the planet first and keep your home running as efficiently as possible.
Enhanced Home Quality
Every Lennar home is built with energy-efficient construction, and many are enhanced even further with eco-friendly home features like thermostats, appliances, and lighting. These features (and many more) work together to make your home feel fresh and modern for years to come. Features like Sherwin-Williams® Low-VOC paint used in Lennar homes emit fewer carbon-containing compounds while drying, which greatly reduces air pollution and limits health issues connected to paint in old construction, secondhand homes.
Lower Monthly Payments
These homes do more than just look good. Stunning Low-E, dual pane windows reflect heat from the sun while still letting plenty of natural light into your home. Modern looking ENERGY STAR® appliances look sleek while using up to fifty percent less energy than a standard model. These home features, along with elements like LED lighting and WaterSense® commodes, work harmoniously to protect the environment and may even offer you a lower monthly payment!
Decrease Your Carbon Footprint
Thanks to features like Ferguson® WaterSense® elongated commodes that conserve as much as 13,000 gallons of water every year, and use 20% less water per flush, your Lennar home will vastly reduce your carbon footprint. You can go about your day with a clear conscience knowing you and your home are doing right by the environment in more ways than one.
Thanks to Lennar partnering with the most reputable manufacturers of high-end, energy-efficient products, your home may save you money across the board. From conservative water usage to energy-efficient construction and appliances, every aspect of your home is eco-friendly. To learn about ways to save, and to see all of the benefits of owning a Lennar home, be sure to Like Lennar on Facebook.
